SitePrep is available for construction contractors focused on site preparation, grading and excavation, and land improvement, with many coverage enhancements tailored specifically to their construction insurance needs.
Whether it's heavy equipment coverage, OSHA compliance, or construction risk management, SitePrep gives grading and excavation contractors the freedom to focus on what's most important for their business.
SitePrep is a comprehensive insurance program
for service grading and excavation contractors
SITE PREPARATION INSURANCE
SitePrep offers competitive pricing for grading and excavation businesses of all sizes - from small independent construction contractors to large multi-state operations.
Why Work With Us?
✓ Excavation Industry experts for risk control guidance and proper valuation of your client's operations
✓ Specialized Coverages Not Available Through Typical Grading & Excavation Insurance Products
✓ ISO-Based Program
✓ Carrier Rated A- (Excellent), Financial Size IX by A.M. Best
✓ Accounts rated off payroll (and sub costs, where applicable)
✓ Competitive Rates & Flexible Payment Plans
✓ Superior Customer Service & Expert Claims Handling
✓ Excavation or Site Preparation Contractors
✓ Land Improvement or Grading of Land Contractors
✓ Debris Removal
✓ Driveway, Parking Area or Sidewalk Raving
✓ Drilling- Other Than Water
✓ Fence Erection Contractors
✓ Horizontal Drilling - Conduit Construction
✓ Irrigation or Drainage System Construction
✓ Septic Tank Installation
Eligible SitePrep Insurance Risks
Multi-state contractors welcome!
Coverage Highlights:
Per-Project Aggregate available with no cap
Blanket Additional Insured, including municipalities, government entities, and military
Waiver of Subrogation
No residential or tract limitations
Contractor's Equipment Coverage
Builders Risk option available
Drone Liability Coverage available
Employee Benefits Liability coverage available
Premises and Operations: Limits up to $1 million per occurrence, $2 million general aggregate, and $2 million products completed operations aggregate
No exclusions for explosion or collapse from underground work
No exclusions for earth movement or structural damage
No subsidence exclusion
No PFAS exclusion
Workers' Comp now available!
Minimum Premium: $2,500
Submission Requirements
Completed and signed ACORD applications
Completed and signed SitePrep Supplemental
FEIN
4 years of currently valued loss runs
Nationwide Availability
except for Alaska, D.C., Hawaii, and Washington
Let’s work together.
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